Unlike most states, Florida does not legally require drivers to purchase bodily injury liability coverage. Bodily injury liability (BIL) coverage is a type of insurance coverage that covers the injuries the policyholder caused to another motorist in a motor vehicular...
In the aftermath of an accident, you’re going to find yourself dealing with your own insurance company as well as the other driver’s insurance provider. Although representatives from these businesses might seem friendly enough, you shouldn’t let your guard down too...
Being in a car accident is the fastest way to ruin your day, but at least the insurance company is there to make your day better, right? Not necessarily. If you have been involved in a car accident in Florida, you may have to deal with your insurance company to get...
We are blessed to live in one of the most beautiful states in the country. Indeed, Florida is a travel destination for those around the world. Unfortunately, the downside to living is such beauty is the wind. We see high winds from storms, tornados and hurricanes and,...
Does fault always matter when it comes to an auto insurance claim? Florida, like many other states, requires motorists to carry personal injury protection. Legally, this means that a motorist who is in a car crash must file a claim with their own insurer even if they...
Unless you are buying insurance, when you file a claim, you expect the insurance company to pay. Of course, you may encounter some disagreement about the actual value, but you always expect them to act in your best interest. After all, they are your insurance company,...