Justice Demands Diligence

How dangerous can a whiplash be?

On Behalf of | May 17, 2024 | Insurance, Motor Vehicle Collisions

Florida’s roads are bustling with cars, but a quick drive can turn painful fast when it leads to a car accident. While whiplash might seem like a minor injury, it can be surprisingly dangerous. Here’s why you shouldn’t underestimate whiplash after a car accident.

The deceptive danger of whiplash

Whiplash occurs when a sudden jolt forces your neck to snap back and forth, often caused by rear-end collisions. Whiplash can strain muscles and ligaments and cause disc injuries in the spine. You might suffer from a little neck pain and stiffness, but the damage caused by a whiplash injury isn’t immediately apparent.

The effects might not be immediate, leading people to forgo medical attention. This delay can worsen the injury and complicate future claims.

Why whiplash can be a big deal in Florida

Florida is a no-fault car insurance state. This means your insurance generally covers your medical bills after an accident, regardless of who’s at fault. However, you must seek medical attention within 14 days of the accident to qualify for benefits under Personal Injury Protection (PIP) coverage.

Missing the given window can significantly impact your ability to receive compensation for medical expenses and lost wages related to whiplash. Have your injuries checked, no matter how minor they may look. Additionally, if the accident involved serious injury or death, you might be eligible to file a personal injury lawsuit against the at-fault driver beyond the PIP coverage limits.

Protecting yourself after a whiplash injury

Here’s what to do if you experience whiplash after a car accident in Florida:

  • Seek medical attention immediately: Consult a doctor to check your neck-related injuries instantly, document your condition, and begin treatment. Your medical record becomes crucial evidence for insurance claims and potential lawsuits.
  • Report the accident: File an accident report with your insurance company within the period outlined in your policy.
  • Document everything: Keep all your records – accident details, doctor visits, medical bills and lost wages.

A seemingly minor whiplash injury can have a lasting impact on your life.  If your whiplash injury is severe and caused by another driver’s negligence, consider consulting a legal professional to help you navigate the complexities of Florida’s no-fault system. They may also ease your claims for fair compensation and explore the possibility of a personal injury lawsuit against the at-fault party.

By seeking medical attention promptly, documenting your case, and understanding your legal options, you can ensure that you receive the care and compensation you deserve after a car crash.